Brian EmersonEducator first, mortgage advisor second.

Brian Emerson has spent the better part of two decades helping Bloomington homeowners think clearly about one of the biggest financial decisions they'll ever make: what to do with the equity they've spent 20, 30, sometimes 40 years building in their home.

He came to reverse mortgages the long way around, through traditional purchase and refinance lending, and along the way he noticed something. The families who ended up happiest weren't the ones who got the lowest rate. They were the ones who understood what they were signing, what their options really were, and how their home fit into the rest of their retirement plan.

So Brian rebuilt his practice around education. He runs monthly webinars, publishes plain-English guides, and spends the first meeting with almost every client answering questions, not pitching a loan.

What Brian does

• HECM reverse mortgages and jumbo reverse mortgage programs
• HECM for Purchase (buying a home with a reverse mortgage)
• Traditional purchase, refinance, VA, FHA, conventional, and jumbo lending
• Retirement mortgage planning, coordinated with your financial planner and CPA
• Realtor, financial planner, CPA, and estate attorney partnerships

Community

Brian lives in Bloomington, walks the trails at Hyland Park, coaches when he can, and shows up for local nonprofits that help seniors age well in the community. This isn't a territory he covers. It's home.

Brian Emerson NMLS #400942 · Edge Home Finance Corp NMLS #891464 · Equal Housing Opportunity