Roseville sits between Minneapolis and Saint Paul with easy access to both, on a mix of mid-century homes and newer townhomes and condos. A large share of long-term Roseville owners are now hitting retirement age with meaningful equity.
The Roseville housing market
Median home values in Roseville run in the mid-$400s, with executive homes near Lake Owasso and Lake Josephine climbing higher. Ramsey County property taxes are typically higher than Hennepin.
Reverse mortgages in Roseville
Roseville HECM conversations are often about eliminating a mortgage payment or offsetting Ramsey County property taxes on a fixed income.
Neighborhoods
- Lake Owasso
- Lake Josephine
- Central Park
- Rosedale area
- Cleveland-Fairview
Loan options for Roseville
- Reverse Mortgage (HECM)
- HECM for Purchase
- Conventional
- FHA & VA
- Refinance
Attractions & landmarks
- Central Park
- Rosedale Center
- Lake Owasso
- Harriet Alexander Nature Center
Schools
Roseville Area Schools (ISD 623), an established district with strong community programs.


